Getting an appraisal from BP Appraisal ServicesTo many, an appraisal just looks like another cost in the long list of items for a mortgage or refinance. While there are a budding number of automated home valuation methods that may appear more economical than an appraisal, nearly all lenders still call in a local expert because the stakes are very high. You might think that obtaining a mortgage is the only reason to acquire an appraisal, but there are more instances when the services of a certified, independent real estate professional could come in handy.
Let BP Appraisal Services help you dispute your tax assessment in Perry CountyIf you reside in an area where the value of property has declined, it's possible you're paying too much in property taxes. An appraisal from BP Appraisal Services is your best evidence when building your case. At BP Appraisal Services, we're equipped to assist you in challenging your tax assessment.
Let BP Appraisal Services assist you in lowering your mortgage paymentPrivate Mortgage Insurance, or PMI, is an added insurance policy that almost all lenders ask home buyers to buy when the amount being loaned to the homeowner is more than 80% of the actual value of the real estate. Very often, this extra payment is folded into the monthly mortgage payment and is soon forgotten. PMI is unnecessary when the leftover balance of the loan - whether through market appreciation or principal pay down - decreases below the 80% mark, making this very unfortunate. In fact, the Homeowners Protection Act (HPA) of 1998 was passed by the United States Congress that requires lenders to remove the PMI payments on most mortgages when the balance is paid down to 78% of the original value.
BP Appraisal Services can provide you with a statement regarding the value of your home, and the cost of the home valuation can often be offset in little time because you'll no longer be paying the PMI.
Divorce settlement with less stressA divorce is often complicated by the hard decision of who maintains the property, and it can be an especially traumatic occurrence for both parties. So both parties are entirely aware of the true market value of their property, it's a good idea to order an appraisal from BP Appraisal Services, regardless of the situation.
If the parties want to sell the home, they'll have a better idea of what price to set. And if a "buyout" is the chosen option, both parties will feel like they've received a fair evaluation.
Accurate and fair estate liquidation with help from BP Appraisal ServicesSettling an estateLosing a loved one is a difficult time in life, and settling an estate from a death, or probate, often entails an appraisal to establish Market Value for the real estate involved. We ensure the highest degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP).
Most Americans do not have dedicated estate planners or executors to manage these matters, unlike wealthy individuals. A home or other property often makes up an uneven share of the total estate value, so knowing the true value of the real estate at hand is of vital importance to ensuring disputing parties walk away knowing they've received an honest deal.
BP Appraisal Services can assist you in relocating to or from Perry CountyWe are aware of the headaches involved with an employee relocation. That being said, we take great care in setting up an accommodating appointment time for the appraisal inspection. During our thorough process, we recommend relocating employees to provide input on the positive aspects of their property, along with information regarding any new sales or listings in their neighborhood that they want considered.
Don't sell out short or let your home stay on the market too long.A professional appraisal will help you make a more informed decision when determining your asking price, whether you want to sell your home on your own or use the assistance of a real estate agent. With much different interests than a real estate agent, an appraiser has no vested interest in what price the house sells for. The price we charge isn't a percentage of the sales price, but rather they depend on our efforts to finish the appraisal.
We analyze the difference in value things like an extra bathroom or a kitchen remodel can make on a daily basis. Seeking a professional appraisal is a trusted way to determine what improvements will add value and what an applicable sales price is for your home - so you don't come up short or have your house on the market an unnecessarily long time - because we're experts in knowing how long properties stay on the market.